The Pat Shelton Team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Virginia residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
We are your local Mortgage Experts who offer a wide range of mortgages to suit every financial situation. With competitive interest rates and flexible products we can make buying and refinancing a home a smooth and efficient process.
Here's a little preview of what we specialize in:
- Home Purchases
- Home Refinances
- Veterans Loans
- NO PMI up to 97% financing
- First-time Home Buyer Loans
- Debt Consolidation Loans
- Jumbo Loans
- 100% Financing
I have had 2 clients recently work with Pat Shelton of Premier Lending Group and both were extremely happy with their loan. Patís knowledge and experience made the sometimes confusing process as painless as possible. I will recommend Pat whenever a buyer needs a responsive and knowledgeable loan officer to guide the paperwork maze of todayís lending marketplace.
My husband and I have gone through 2 refinancings with Pat and both experiences have been positive and pain free. He is honest, efficient and sincere. He is so trustworthy, we can even go through closing with our eyes closed knowing he has our backs.
Pat Shelton and Premier Lending did an excellent job of anticipating and addressing the requirements characterizing todayís stringent lending environment. What was expected to be a straight-forward process for an owner-occupant mortgage turned into an investor mortgage, complicated by todayís lending requirements and our own rather complex financial situation. Pat and Premier Lending were there all the while, tirelessly guiding us through the various hoops.
My husband and I were first time home buyers. We were referred to Pat Shelton through my father. As soon as we contacted him he helped us with the process immediately. Pat walked us through every step of the home buying experience. He helped us figure out what loan amount we could afford not just on paper but with all of our expenses. He took the extra time to provide us with an excel spreadsheet that we could plug all of our information in and determine how much we could afford. Whenever I had a question about anything, my husband and I had a lot of questions, Pat answered them quickly and he was very knowledgeable. He explained everything to us in an easy to understand terms. He is excellent at what he does and extremely helpful. We were so very pleased with Pat and Premier Lending Group. We would highly recommend using them.