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We know that you are not always able to find an answer to every question on our website. That's why we encourage you to ask us a question. One of the knowledgeable members of our team will respond shortly with an answer to any question you may have.

Determine If Your Loan Is Backed By Fannie Mae or Freddie Mac
Click Here To Check Fannie Mae | Click Here To Check Freddie Mac

Or, you can have us check for you:

Your Next Step

Apply For The HARP Program – Making Home Affordable Refinance

Getting approved for a HARP 2.0 refinance involves the following steps:

Step 1: Find out if your mortgage is owned by Fannie or Freddie & Eligible For The HARP Program

Step 2: Print the HARP 2.0 Checklist

Step 3: Submit your HARP Online Application

Step 4: Meet with Patrick Shelton to go over the final numbers, closing date, etc.

If you have any questions or concerns, please don't hesitate to call my office at 703-378-4540 or email me at pshelton@premierlendingusa.com . I am here for you!


Photo of Patrick Shelton

Patrick Shelton

HARP Program Specialist

Email: pshelton@premierlendingusa.com

Phone: 703-378-4540


Contact Patrick Shelton, your Virginia, Maryland and DC HARP Refinancing Specialist, to setup a free consultation to determine if you are eligible for the HARP program. I will be honored to work with you!


Premier Lending Group, LLC
Patrick Shelton
7798 Virginia Oaks Dr 
Gainesville, Virginia 20155
Phone: 703-378-4540



All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. By refinancing your loan, your total finance charges may be higher over the life of the loan. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Lender. Trade/service marks are the property of Premier Lending Group. All rights reserved.

Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP.
You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: 
http://www.freddiemac.com/mymortgage or http://www.fanniemae.com/loanlookup

To verify licensing please visit: www.nmlsconsumeraccess.org

Notice: This is a privately owned and maintained 
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